Question 1

Should I use a mortgage agent or go directly to a bank?

Accepted Answer

A bank can only offer its own products. A licensed mortgage agent like Prime One Mortgage Group compares banks, credit unions, trust companies, and monoline lenders so you see the full market before you sign.

Question 2

Do I need a mortgage broker for a renewal in Calgary?

Accepted Answer

Your lender's renewal letter is an offer, not a verdict. Prime One shops renewals against the wider Canadian market so you can compare rate, penalties, and prepayment options before you accept.

Question 3

How much does a mortgage agent cost?

Accepted Answer

On most residential deals in Canada, the lender pays the brokerage — there is typically no direct fee to you for working with Prime One Mortgage Group.

Question 4

Who is the mortgage agent at Prime One Mortgage Group?

Accepted Answer

Sharmilla Sharma is a licensed mortgage agent in Alberta with Prime One Mortgage Group under Mortgage Architects, helping buyers, renewers, and refinancers across Canada.

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